What exactly do you analyze on my statement?
We review every fee on your statement: interchange markups, processor margins, PCI compliance fees, statement fees, batch fees, monthly minimums, early termination clauses, and equipment charges. Most businesses are overpaying on at least 2-3 of these categories without knowing it.
Is this really free? What's the catch?
The analysis is 100% free with zero obligation. If we find savings of $500 or more per year, we'll present you with options for how to capture those savings. If we can't hit that threshold, we'll tell you your current deal is competitive and you'll never hear from us again. We only make money when we save you money.
How long does the analysis take?
Most analyses are completed within 24-48 hours. You'll receive a clear report via email showing your current rates vs. what you should be paying, with the dollar amount you'd save annually.
Is my information secure?
Yes. Your statement is transmitted over encrypted connections and stored securely. We only use the information to perform your rate analysis. We recommend crossing out your bank account number on the statement before uploading; we don't need it. We only look at rates, fees, and processing volume.
What if you can't find $500 in savings?
Then you have confirmation that your current processor is giving you a competitive deal. That's valuable information on its own. We'll let you know, and we won't follow up or pressure you. The $500 guarantee is a real threshold, not a marketing gimmick.
Do I have to switch processors?
No. The analysis is informational. If we find significant savings, we'll show you how to capture them. In some cases, you can even use our report to negotiate better rates with your current processor. The decision is entirely yours.
I have multiple locations. Can you analyze all of them?
Yes. Submit a statement for each location. Businesses with multiple locations often have inconsistent rates across sites, which means even more savings opportunities.